
It's not about how much life insurance you need.
It's about how much life insurance your family
or loved ones need when you're not here.
Get Assistance With...
01.
Protect your loved ones' financial future with life insurance. It provides a lump sum payment to your beneficiaries in the event of your passing, ensuring they're taken care of when you're no longer there.
Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.
04.
This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.
This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.
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Spencer Lazzar helps families navigate life insurance with clarity, compassion, and integrity. Through Lazzar Financial Group, he delivers tailored coverage and a transparent, personal experience that protects what matters most.


As a first-time life insurance buyer, I was overwhelmed with options. Spencer took the time to explain everything in a way that made sense. He genuinely cared about my family’s future and helped us find the perfect plan. I can finally rest easy knowing we’re protected.

From our first conversation, Spencer made me feel like more than just a client—he treated me like family. He answered every question with patience and clarity, and I never felt pressured. I’ve already recommended him to several friends.

When my policy hit a snag during underwriting, Spencer went above and beyond to make things right. He kept me informed every step of the way and fought for the best outcome. I’m so grateful for his dedication and integrity.
